The Mover’s Guide to Hidden Value

Moving House? How to Turn Your Junk Drawer into Moving Day Cash

Moving house is one of the most expensive life events you will ever face. Between solicitor fees, stamp duty, and the rising cost of professional removals, the “hidden” expenses of a new start add up fast.

While you are packing boxes and clearing the loft, you are likely sitting on hidden equity that could cover a significant portion of those bills. At Lois Bullion, we help hundreds of movers every month turn unwanted, broken, or “junk drawer” jewellery into immediate bank transfers.

Order your free seller pack Use the live gold price calculator Start the 10-minute audit

94.5% of spot price

No hidden fees

XRF tested accurately

How to Lower Your Moving Costs by Selling Unwanted Gold

Don’t pay to move things you do not need.

If you have not worn a piece of jewellery in years, or if you have a box of tangled, broken chains sitting in a cupboard, moving is the perfect time to liquidate those assets.

Every gram of gold or silver you sell is one less item to pack, one less item to insure, and—most importantly—more money in your moving-day budget.

Sorting scrap gold for sale during a house move — Your unwanted items could fund your removals team.

The 10-Minute House Clearance Audit: Where to Find Hidden Value

You do not need to be an expert to find value in your home. Before the removal van arrives, take ten minutes to check these three common hiding spots:

1) The Kitchen Junk Drawer

Most people have a small pouch of single earrings, snapped chains, or charms that have fallen off bracelets. To a high-street jeweller, these are “scrap.” To us, they are high-value commodities. We value gold by its purity and weight, not its condition.

2) The Loft and Attic

Old silver-plated platters, heavy trophies, or gold-rimmed items often gather dust in the attic. While we focus on precious metals, it is common for movers to find old Sovereigns or Krugerrands tucked away in “memory boxes”.

3) The “Fresh Start” Jewellery

A move is often a clean break. Many customers choose this moment to sell engagement rings or wedding bands from previous relationships. Transforming that “emotional weight” into a deposit for your new home is a practical way to move forward.

9ct, 18ct, or 22ct? Identifying Your Scrap Gold Purity

When you start sorting your items, you will likely see small marks known as hallmarks. These tell you the “carat” or purity of the gold, which determines the price you receive:

9ct Gold (37.5%)

The most common purity in the UK, containing 37.5% pure gold.

18ct Gold (75%)

Often used in high-end rings and luxury watches, containing 75% pure gold.

22ct & 24ct

High-purity gold often found in investment coins like Sovereigns or bars.

Check the value: Use the live price calculator below to estimate today’s value in seconds.

Why Lois Bullion Pays More Than High Street “We Buy Gold” Shops

Why sell to us instead of a local high-street shop or a “pop-up” antique buyer? It comes down to the numbers. Most high-street buyers pay roughly 60% to 80% of the actual market value because they have massive overheads.

The Lois Bullion “Proof Edge”

94.5% Spot Price: We pay 94.5% of the live market gold price. On a typical house-clearance haul, that 15% difference can mean hundreds of extra pounds for your move.
No Hidden Fees: The price you see on our Live Gold Price Calculator is the price we pay.
XRF Technology: We use X-Ray Fluorescence (XRF) technology to test your gold in front of you.

What you get paid: Lois vs high street

Live estimates using today’s gold price. Lois Bullion (94.5%) vs a typical high-street buyer (60%).

Typical item	Average weight	Gold purity	Lois Bullion (94.5%)	Typical buyer (60%)	Lois advantage
Heavy curb chain	50g	9ct	£2,174.00 We pay today	£1,380.32 High-street pays	+£793.68 Extra you receive
Luxury watch	30g	18ct	£2,608.50 We pay today	£1,656.19 High-street pays	+£952.31 Extra you receive
Wedding band	5g	18ct	£434.75 We pay today	£276.03 High-street pays	+£158.72 Extra you receive
Asian gold bangle	20g	22ct	£2,125.60 We pay today	£1,349.59 High-street pays	+£776.01 Extra you receive

Heavy curb chain

50g • 9ct

Lois (94.5%)

£2,174.00

We pay today

Typical (60%)

£1,380.32

High-street payout

Lois advantage

+£793.68

Extra paid

Luxury watch

30g • 18ct

Lois (94.5%)

£2,608.50

We pay today

Typical (60%)

£1,656.19

High-street payout

Lois advantage

+£952.31

Extra paid

Wedding band

5g • 18ct

Lois (94.5%)

£434.75

We pay today

Typical (60%)

£276.03

High-street payout

Lois advantage

+£158.72

Extra paid

Asian gold bangle

20g • 22ct

Lois (94.5%)

£2,125.60

We pay today

Typical (60%)

£1,349.59

High-street payout

Lois advantage

+£776.01

Extra paid

Swipe to compare

Note: “Typical high-street buyer” is shown at 60% for illustration (rates vary).

Lois payouts calculated using the live gold price as of March 6, 2026.

Request a free mail-in pack

Selling Gold Online: Our Secure, Insured Mail-In Service

We know that when you are moving, you do not have time to drive into Birmingham’s Jewellery Quarter. That is why we have streamlined our Mail-In Service to be as fast and secure as possible:

Request a Pack

We send you a free mail-in pack with a prepaid envelope fully insured up to £2,500.

Post Your Items

Place your gold or silver in the pack and drop it at any Post Office using tracked, insured delivery.

Receive Your Quote

We test your items on arrival and send your quote by email with an SMS alert. Accept and receive payment the same day.

Don’t Move Your Clutter—Sell It

Before you tape up that last box, do one final sweep. You might find your unwanted items are the key to a stress-free moving day.

Order your free seller pack now Use the live gold price calculator

Your Postage Pack Is On Its Way!

Follow the instructions provided in the seller pack on how to send us your items safely. Once your items have been received they will be assessed and a quote will be provided.

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About Us

Lois Bullion is a trade name of Britannia Jewellery Limited. Britannia Jewellery Limited is registered in England with company registration number 10948336. Britannia Jewellery Limited is a VAT registered company with VAT number 279 3821 62. Our registered office is 59-61 Charlotte Street St Pauls Square Birmingham, West Midlands, England, B3 1PX. We also operate in 41-42 Frederick Street, Hockley, Birmingham, B1 3HN. You can contact us by phone 0121 212 1715 or by email sales@lois-bullion.com

Purchasing

When purchasing bullion from Lois Bullion the prices are based on the financial markets, this price is always fluctuating and is out of our control. Due to fluctuations in price, once an order has been accepted, we are unable to accept cancellations or returns. You do not have any statutory rights to cancel or return an order under Regulation 13 of the Consumer Protection (Distance Selling) Regulations, Financial Services (Distance Marketing) Regulations or any other regulations. All orders are subject to being accepted by us. We reserve the right to cancel an order even if payment has already been made if a product has been mis-priced, you will be notified of this before the order is dispatched. When an order is placed you will receive an email notifying you that we have received your order, this does not mean the order has been accepted. Once your order has been accepted by us you will be notified by email. When your order has been dispatched you will receive a further email containing your tracking information.

Quality

Coins described as bullion may have marks, wear, discolouration or “milk spots” this will not affect the value as bullion. Some products may vary from the images displayed, with coins displaying different years or monarchs. Where best value items are chosen the item may be different from the one displayed on the image however, the bullion value will be the same. Where “best value” bars are purchased, the bars may not be in their original packing but this will not affect the value as bullion.

Investment advice

We are not authorized by the Financial Conduct Authority and cannot give investment advice. Historical metal prices are not a reliable indication of current or future metal prices. We cannot give advice regarding your tax implications.

Anti-Fraud and money laundering prevention

If you wish to purchase from us, you must register an account. We do not accept guest checkout. We are only able to post goods to the billing address. To make purchases with us over the value of £3000 in any 1-year period we will require an upload of photographic identification (Passport or UK Driving license) this is for anti-money laundering and anti-fraud purposes. To make purchases with us over the value of £10,000 we will require an upload of proof of address (utility bill, bank statement or driving license if not used as photo ID). Additional identification or verification may be required prior to dispatch for certain orders to comply with anti-money laundering and security requirements. We may use the information provided to perform anti-fraud checks. All information provided will be stored in accordance with the Data Protection Act. If you wish to make a purchase over £30,000 this must be done in store. We may ask for proof of identity or proof of address at any time.

Delivery

We rely on third-party companies to handle deliveries. We will always endeavour to ensure your items are dispatched and delivered to you without delay. Orders will be dispatched within 24 hours of the order being accepted if this is not possible, we will notify you at our earliest convenience. All orders over £150 will be delivered via Royal Mail Special Delivery, orders under £150 will be dispatched via Royal Mail 24H Tracked this requires a signature by the customer. Royal Mail Special Delivery aims for goods to be delivered within 24 hours of dispatch. If the buyer fails to take delivery of an item, we will not be held liable for any delays in delivery. Orders placed on Friday – Sunday will be dispatched on Monday excluding Bank Holidays. Larger orders may be dispatched in multiple packages.

We deliver to the United Kingdom only. We are only able to post goods to the billing address. Unfortunately, we do not deliver to the Channel Islands, a PO BOX address, a hotel address or unit addresses. We reserve the right to refuse to deliver to an address which may be deemed as being unsafe, unlawful, or unreasonable to do so. We are unable to accept responsibility for items delivered to houses of multiple occupancies. If a parcel arrives damaged or tampered with, you must not accept it and have the parcel returned to us. If an expected item has not been received you must notify us within 14 working days. Once parcels have been signed for the goods are now considered your own.

Collection

Orders placed online can be collected in store. You will be required to show a photographic ID matching the details on the order for in store collections.

Selling

Customers must be over the age of 18 to sell goods to us. All goods sent to us must be police safe, and under your ownership. You must not knowingly send counterfeit or stolen goods to us. Prices displayed online or given through the Scrap Calculator are a guide price only. When we receive the goods, all items may be subjected to destructive and non-destructive testing. Items sent with stones of little or no value will have weight deducted in line with the weight of the stones. We reserve the right to remove stones without notifying you if we require an accurate weight, the stones cannot be returned in this case. Once testing has been completed to ascertain the weight and purity of the items, we will call or email you with an offer. The offer given will be based on the relevant metal price for that day for scrap items. Quotes for items will be updated with changes in the metal price and older quotes will no longer be valid. Items of jewellery will be priced separately depending on the item’s own merits. We are under no obligation to purchase the goods from you and reserve the right to post them back to you. Items being returned will be insured at our perceived value unless otherwise instructed if you require higher insurance this can be done at your cost. Return postage terms are as the delivery terms above.

Items of no value to us will be sent back to you upon your request only, and at a cost of £9 per parcel(this can be deducted from the value of other items). Items of no value that are not requested to be returned will be placed into a charity auction with proceeds going to Birmingham Children’s Hospital Charity. Items received on a Saturday will not be processed until the following Monday (bank holidays excluded).

For customers ordering one of our pre-paid packs a fee of £9 is deducted from the final value of your items. Each pre-paid pack includes Royal Mail’s £2,500 insurance limit per seller pack, which applies to loss in transit only and does not cover damage. If using the pre-paid pack service the customer is responsible for getting proof of postage and retaining the tracking. For goods with a value of less than £9 there will be a £9 per parcel fee for having the good returned to you. For goods being sent in the post, we recommend using Royal Mail Special Delivery and adding the correct insurance. Goods are the customers’ responsibility until we have taken delivery. Goods sent in via the post without information or a return address will be held for one week before being donated to charity. Customers using our postal service will have offers sent via email unless otherwise requested, please ensure only a secure email is used as once offers are accepted through the email link this is final. Once postal offers are accepted no further information can be provided as the items are moved to the next process. For selling in store, we will require at least one piece of photo ID to carry out the transaction other identification may be required. All sales of your goods are final and once goods have been paid for they are then classed as our property and cannot be requested back.

We only accept precious metals sent from addresses within the UK. We do not accept precious metals that has been posted from outside the UK.

We do not dispatch our free seller packs to addresses in the Channel Islands (Jersey and Guernsey). Customers from the Channel Islands who wish to send items to us must arrange this independently. If you choose not to accept our offer, it will be your responsibility to arrange and cover the cost of returning your items.

Payment

Payment can be made by bank transfer (to a UK bank), or by cheque, we do not post out cash. We endeavour to make payment on the same day the goods are received however, this is not always possible, and payments can take up to 3 working days. When providing bank details customers must make sure the details are correct as once payment is made it is not reversible. We take no liability for customers giving incorrect information. For instore transactions a cash payment is possible up to a sum of £3500. When being paid in cash it is the customers responsibility to check all monies before leaving the store as once you have left, we cannot accept responsibility for miss payment. We cannot make payments outside of the UK or to third parties.

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Moving House? How to Turn Your Junk Drawer into Moving Day Cash

How to Lower Your Moving Costs by Selling Unwanted Gold

The 10-Minute House Clearance Audit: Where to Find Hidden Value

9ct, 18ct, or 22ct? Identifying Your Scrap Gold Purity

Why Lois Bullion Pays More Than High Street “We Buy Gold” Shops

The Lois Bullion “Proof Edge”

What you get paid: Lois vs high street

Heavy curb chain

Luxury watch

Wedding band

Asian gold bangle

Selling Gold Online: Our Secure, Insured Mail-In Service

Don’t Move Your Clutter—Sell It

Get your price estimate and request your free pack

Scrap Calculator

How much is your worth?

Your Postage Pack Is On Its Way!

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Anti-Fraud and money laundering prevention

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